Zapata National Bank Latest Bill Pay – Online Login

Who do I call if my Check Card or ATM card is lost or stolen?

To inform us about a lost or stolen check Card as well as an ATM card, call us at 800-492-3221. You can also contact  Zapata National Bank by mail at PO Box 42, Clearfield, PA 16830.

Checking your balance is easier than ever using our free telephone, online and mobile banking services.  Either call Service Call at 1-866-224-7314, check your accounts using Personal eBanking, or check in on-the-go with your smartphone using goMobile.

How can I do my banking without having to wait in line at the Bank?

There are numerous ways to conduct your banking without having to set into a branch office.
Through the Internet You have access 24/7 access to your account through the eBanking service offered by your bank. You can not only transfer funds, monitor your accounts, and make loan payments, but you can see check images, and send safe messages between the bank and you. You can pay your monthly bills online through the cost-free ePay service.

GoMobile allows users to access securely their account on the go. You can view your balances, look over the history of your transactions and transfer money between accounts with your phone.

With ServiceCall you are able to have 24-hour access to your accounts through your phone’s touchtone. Transfers, account inquiries and loan payment can all be completed via ServiceCall.

How can I get a copy of previous statements?

The copies of the previous statements are available by stopping by your branch and talking to one of our representatives or contact the Customer Service Center at 1-800-492-3221.
Through registering for eStatements with eBanking customers are able to view the statement’s activity in a short time and with ease.

The Fair Credit Reporting Act guarantees the right to access a free credit report from all three major reporting agencies across the country which are Experian, Equifax, and TransUnion each year for a period of twelve months. It is reported that the Federal Trade Commission has received complaints from people who believed they had ordered their annual credit report for free but instead, paid extra fees or agreed to undesirable services. Beware of advertisements on TV, emails or search results from online. Go to the authorized source, www.AnnualCreditReport.com, to request your free report. You can also request the report for free at 1-877-322-8228 or mail it to. For more information, visit www.ftc.gov/freereports.

The ability to check your balance prior to when you make a payment or use a checkcard is now easier than ever with our no-cost telephone or online banking services. Contact Service Contact us at 1-866-224-7314 or check your account through personal eBanking or do it on your mobile device with Mobile Banking or our mobile website.

The most efficient method to track your account on a checking basis is to add your balance on your check register every month in your monthly statement. Any discrepancies need to be dealt with quickly… however, If you’ve maintained a proper an eye on your finances, there is no contradiction. Be sure to keep track of your ATM withdrawals as well as your automatic payments. It is crucial to keep in mind that a checkcard behaves like a digital check and your funds are taken out of your bank account.

Sometimes, however, you’re busy, and errors can occur and your account could be overdrawn. In those instances you may need to call the Bank provides the following services:

• Two options are available available for Overdraft Protection. When your account at a bank has been overdrawn with a small per-transfer cost, funds can be taken from an account for savings or a credit line to cover the draw.
• The Payment Privilege service is courtesy that is discretionary that is offered to checks that satisfy certain requirements. The automatic service is available for the possibility of overdraws up to $400 in the event that you exceed your account through writing an unpaid check, making withdrawals at an ATM and using your checkcard to make points of sale purchases. Charges will be assessed, but your purchases will still be reimbursed.

Ask your banker in your area for more details about the various services offered.

Customers who are enrolled in eBanking can electronically look up and print copies of checks that have been made by their account on a checking.
Customers can also obtain an exact copy of their check at any or the branch locations and talking to the local banker.

It is crucial to remember that when a check is electronically digitized (converted into a preauthorized withdrawal rather than sending a check back to the bank to pay) by the recipient and the scan of the cheque won’t be made available.